Does Insurance Cover Trauma & Biohazard Cleanup?

Worrying about money in the middle of a loss is a heavy thing to carry. Here is the reassurance most Wausau families need first: trauma and biohazard cleanup is covered by most homeowner’s insurance policies, and Northwoods Bio Recovery bills your provider directly.

Why cost should not stop you from calling

Delaying cleanup does not save money — biohazards worsen with time, and the scope of work can grow. Calling early usually keeps a claim smaller and a home safer. There is no charge to call, and no charge for the initial assessment.

The claims process, plainly

• We begin the assessment right away — an insurance answer is not required first.
• We photograph and document the scene to your insurer’s standards.
• We submit the claim and coordinate directly with the adjuster.
• In most cases your only cost is your deductible; sometimes there is none.

When there is no coverage

If a policy will not apply, we discuss honest price ranges before any billable work — most residential trauma cleanups fall between several hundred and several thousand dollars based on the scene. We will never spring a number on you, and we never quote an exact figure without seeing the scope in person.

If you are facing this right now, you do not have to decide everything alone. Call Northwoods Bio Recovery at (715) 601-2898 — a real person answers, 24 hours a day.